A mortgage is considerable financial decision. I have the in-depth knowledge and understanding you need to help you make the right choice.

Are you looking for a mortgage? With so many choices available, you may not be sure where to start. Well, now could be the time to call off the search.

Whatever your profession, background or family circumstances, I have the professional expertise and, so I’m told, the essential personal empathy to help you find the right mortgage for your circumstances and re-payment choices. Not to mention, affordable flexible cover options to enable you and your family to stay in your home, should life take an unwelcome, unexpected direction, or the worst happen.

Is a mortgage the largest financial commitment in your life? Most likely, yes. Therefore, it makes good sense to take advice from a specialist with over 25 years’ experience in financial services.

HOW I CAN HELP?

As a Qualified Level 4 Adviser and a Diploma In Financial Planning I offer customised advice on:

• First-time mortgages (including shared ownership)

• Re-mortgages

• Buy to Let mortgages, including HMOs

• Let to Buy mortgages (downsizing to rent out your main property)

I can help protect you, your home and your family with expert guidance and direction on:

• Life cover

• Income protection

• Critical illness cover

• Accident and sickness insurance

• Landlords’ insurance (for Buy to Let)

There’s no need to worry about the paperwork, either. I’ll take care of everything, submit your application and deal with all the parties involved throughout the entire process.

WHAT MAKES ME DIFFERENT?

• With personal experience of cultural diversity, I’m VERY approachable – and a good listener. I know what it’s like to put down roots in an unfamiliar environment. Is this you? Let me help you.

• My attention to detail, and inside-out knowledge of the often-complex world of mortgages and protection allow me to go the “extra mile” – adding value where I can.

James Bradford Dip PFS, Certs CII (MP & ER)

Mortgage and Protection Adviser